• Minimum Balance of Rs. 500 only
    • Eligibility : Individual shareholders of HBL
    • Direct credit of dividends into the account, wiping off hassles of encashing dividend cheques
    • Free Cheque Book
    • Free Account Statement
    • Free Any Branch Banking Service (ABBS)
    • Free SMS Banking service
    • Unlimited Deposit and Withdrawal facility
    • Evening Counter Facility in selected branches (Thamel, Patan, New Road, Maharajgunj, Bhaktapur, Bhairahawa & Biratnagar)
    • 24/7 access to cash through ATM Network
    • Interest in saving accounts calculated on daily balance basis, capitalized on quarterly basis
    • Accidental Death Insurance: The insured amount shall be four times the minimum balance in an account during the Nepali month of the accident, subject to a maximum of Rs 500,000
    • Deposit Guarantee of up to Rs. 300,000/- in line with regulatory requirement of Nepal Rastra Bank


Shareholder's Savings

helpful documents

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Any individuals or a group of individuals or a company/institution holding a valid ID as per the bank’s requirement can open an account.

You may visit any of our HBL Branches nearest to your locality to open the account

For customers residing outside Nepal, we have our Representative Officers deployed at selected countries.You may contact them for the needful.

Upon submitting the completely filled ‘Account Opening Form’, it may take 15 – 20 minutes depending upon the type of the account.

To open an account, one has to maintain the minimum balance required as per the Account Type. No additional charges besides this will be levied.

Our Customer Services Executives deployed at our branches will help you to open an account.

For prospective customers living abroad, you may contact our Representative Officers for the required support.

No, one has to visit the branch personally to open an account.

However, for company account the authorized agent can open an account on behalf of the company.

Yes, you can transfer your account from one branch to another. No charges will be levied for such transfers.

Yes, you can authorize someone else to operate your account. Such authorized person’s are called ‘Mandatee’. Once the Mandatee is appointed, he/she will be fully authorized to carry out all the debit/credit transactions from the respective account holder’s account. For detailed information about Mandatee and Mandatee appointment procedures, you may speak to our Customer Services Executive at the HBL Branches.

Any customer maintaining bank account with HBL can acquire Internet Banking Service