Interest Rate
Revised rates of interest* on Deposits, Loans and Advances to be effective from Sunday, 16 Shrawan, 2067 (1 August, 2010)
| Savings Deposit |
% Per Annum |
Fixed Deposit |
% Per Annum |
| LCY Savings - Normal |
3.00 |
3 Months |
7.00 |
| LCY Savings - Himal |
3.00 |
6 Months |
10.00 |
| LCY Savings - Bishesh |
3.50 |
1 Year |
9.50 |
| LCY Savings - Recurring |
9.50 |
1 Year - Special |
11.00 |
| Premium Savings |
5.00 - 7.00 |
2 Years |
11.50 |
| Super Premium Savings |
7.00 |
5 Years |
11.00 |
| Shareholder's Savings |
4.00 |
Jumbo Term: |
3 years |
10.00 |
| Himal Remit Savings |
5.00 |
5 years |
11.00 |
| Foreign Currency (US Dollars) |
0.60 |
Structured Deposit - 1 year and above |
9.50 - 11.50 |
Call Deposit
|
% Per Annum |
| Current Call |
4.00 - 9.50 |
| Non-Profit Organisation Current Call |
2.00 - 4.00 |
| 14 Days |
3.00 |
| 1 Month |
4.00 |
Interest Rate on Loans And Advances
| Type of Loan |
Prime A Category (%p.a.) |
Prime B Category (% p.a.) |
General(% p.a.) |
| Demand Loan |
12.50 - 16.00 |
14.00 - 17.00 |
15.00 - 18.00 |
| Export Finance |
12.00 - 15.00 |
14.00 - 16.00 |
15.00 - 17.00 |
| Overdraft |
12.50 - 16.00 |
14.00 - 17.00 |
15.00 - 18.00 |
| Term Loan |
14.00 - 17.00 |
15.50 - 18.00 |
16.00 - 18.00 |
| Short Term Pledge Loan |
12.00 - 15.00 |
13.50 - 17.00 |
14.00 - 18.00 |
| Importer's Loan |
12.00 - 15.00 |
14.00 - 16.00 |
15.00 - 17.00 |
| Deprived Sector Loan |
10.00 - 12.00 |
- |
12.00 |
| Hire Purchase |
- |
13.50 - 16.00 |
15.00 - 18.00 |
| Revolving Cash Credit |
13.50 - 17.00 |
- |
- |
| Non Revolving Cash Credit |
14.50 - 17.00 |
15.50 - 18.00 |
- |
| Mortgage Loan - Secured Personal Loan |
15.00 - 18.00 |
- |
- |
| Type of Loan |
For all Customers
(% p.a.) |
Type of Loan |
For all Customers
(% p.a.) |
| Home Loan: |
|
|
|
| Tenure 5 Years: |
13.00 - 15.00 |
SME Loan Package:
WC Loan
Fixed Term Loan |
13.50 - 17.00
14.00 - 18.00 |
| Tenure 10 Years: |
13.50 - 16.00 |
| Tenure 15 Years: |
14.00 - 17.00 |
Loan in Local Currency Against FD (FCY) |
Plus 1.50 or 12.50% whichever is higher |
| Tenure 20 Years: |
14.50 - 17.50 |
|
|
| Loan Against HBL FD (NPR) |
Plus 1.50 (Minimum 10.00%) |
Loan Against Government Bonds |
3 Months TB Rate + 2.50% or 12.50%, whichever is higher |
| Loan Against FD of Other Banks |
Plus 2.00 (Minimum 12.50%) |
Educational Institution Financing:
WC Facility:
FT Tenure Upto 10 Years |
12.50 - 16.00
13.50 - 17.00 |
Loan against First Class Bank Guarantee |
Rated Bank:
12.50 - 15.00 |
Non Rated Bank:
15.00 - 17.00 |
| Subidha Loan |
14.00 - 17.00 |
USD Denominated Loan |
LIBOR + 2%
Minimum
4.50 - 6.00 |
| Loan Against Share of Company listed in Stock Exchange |
14.00 - 17.00 |
* Conditions Apply
|
