Loan Rate

Type of Loan Interest Rates % (p.a.)
Base Rate as of Ashwin End 2077 7.16
Demand Loan Base rate + upto 5.00%
Export Loan Base rate + upto 4.75%
Overdraft Base rate + upto 5.00%
Term Loan Base rate + upto 5.00%
Short Term Pledge Loan Base rate + upto 4.75%
Importer's Loan Base rate + upto 4.75%
Revolving Cash Credit Base rate + upto 4.75%
Non Revolving Cash Credit Base rate + upto 5.00%
STDL - OC Base rate + upto 4.75%
SME/Card Merchant Loan WC Loan Base rate + upto 5.00%
SME/Card Merchant Loan FTL Loan Base rate + upto 5.00%
SME/Card Merchant Loan Importer's Loan Base rate + upto 5.00%
HBL Small Personal Business Loan WC Base rate + upto 5.00%
HBL Small Personal Business Loan Term Loan Base rate + upto 5.00%
Educational Institution Financing FTL Upto 15 yrs Base rate + upto 5.00%
Educational Institution Financing WC Loan Base rate + upto 5.00%
Deprived Sector Retail Base rate + upto 5.00%
Deprived Sector Institutional Base rate + upto 5.00%
Home Loan upto 10 years Base rate + upto 5.00%
Home Loan above 10 years Base rate + upto 5.00%
Hire Purchase Private Base rate + upto 5.00%
Hire Purchase Commercial Base rate + upto 5.00%
Mortgage Loan Secured Personal Loan Base rate + upto 5.00%
Loan against Share / Easy Share Loan Base rate + upto 5.00%
Loan against HBL FD (NPR) Upto 2% above the coupon rate
Loan against FD/Bond of other Banks Base rate + upto 3.75%, but min 1% above coupon rate
Loan against Government Bonds Base rate + upto 3.75%, but min 1% above coupon rate
Subidha Loan Base rate + upto 5.00%
Loan in Local Currency against FD (FCY) Base rate + upto 4.25% above coupon rate
Loan against First Class Bank Guarantee Rated Bank Base rate + upto 5.00%
Loan against First Class Bank Guarantee Non-Rated Bank Base rate + upto 5.00%
Education Loan Base rate + upto 5.00%
HBL Farmer's Loan Fixed Term Base rate + upto 5.00%
HBL Farmer's Loan WC Loan Base rate + upto 4.75%
USD Denominated Loan 6 Months LIBOR plus Upto 3.50% p.a.
Personal Loan against Life Insurance/Endowment Policy Base rate + upto 3.75% p.a.
------------------------------------------- Cosumer Personal Loan (Fixed Rate) ----------------------------------
Home Loan (Upto 5 Years) 9.99% per annum
Home Loan (Above 5 Years up to 10 Years) 10.99% per annum
Home Loan (Above 10 Years up to 15 Years) 12.49% per annum
Hire Purchase (Private) - Up to 3 Years 9.49% per annum
Hire Purchase (Private) - Above 3 Years up to 5 Years 9.99% per annum
Hire Purchase (Private) - Above 5 Years up to 8 Years 10.49% per annum
Subidha Loan (Up to 5 Years) 9.99% per annum
Subidha Loan (Above 5 Years Up to 10 Years) 10.99% per annum
Education Loan ( Up to 5 Years) 9.99% per annum
Education Loan ( Above 5 Years Up to 10 Years) 10.99% per annum
Mortgage Loan – Secured Personal Loan ( Up to 5 Years) 10.99% per annum
Mortgage Loan – Secured Personal Loan ( Above 5 Years Up to 10 Years) 11.99% per annum

Expression Of Interest Section

CAPTCHA

Note:

  1. Interest rate applicable on forced loan may very with risk premium form the published rate.
  2. Interest rate in consortium financing as decided by consortium.
  3. Interest rate in NPA accounts may vary from the published rate.
  4. Penal Interest of plus 2% p.a. will be applied on overdue amount.
  5. Risk premium upto plus 3% p.a. may be charged to cases attracting additional provisioning as per regulatory requirement.
  6. Bills Under import LC (BLC) and other forced loan will attract interest rate of 16% p.a.