Base Rate + 0.50% up to 2.50% p.a. Premier Home Loan upto 10 Years
Base Rate + 0.50% up to 2.50% p.a. Premier Home Loan above 10 Years
Base Rate + above 2.50% up to 4.00% p.a. Standard Home Loan upto 10 Years
Base Rate + above 2.50% up to 4.00% p.a. Standard Home Loan above 10 Years
10.00% per annum Home Loan (Upto 7 Years)
Explore Other Interest Rates
Basic Eligibility Criteria
- Any Nepalese Individuals of at least 21 Years of age having stable, steady and reliable source of income from job, rent, pension, remittance supported by the document.
- Age of the applicant and the loan tenure collectively should not exceed Seventy years.
- Must be able to provide unencumbered fixed assets collateral as primary security. The proposed site should have accessible road of at least 8 feet width.
Repayment Of Home Loan
- On Equal Monthly Installment (EMI) basis.
Targeted Customer
- Individuals of middle and upper middle class income group with regular, adequate, steady and stable source of income.
Loan Tenure
- 3 to 25 Years
Loan Limit
- Minimum Rs. 0.50 Million (5 Lacs) to Rs. 15.00 Million (Rs. 1 Crore 50 Lacs)
- For purchase of land alone- Maximum Rs. 7.5 Mil. (Rs. 75 Lacs)
Type of Home Loan Scheme
Type of Home Loan | Purpose | Maximum Financing |
---|---|---|
Home loan purchase | Purchase of house Purchase of land alone |
80% of purchase Value 60% of purchase Value |
Home Loan Construction | Construction of Houses | 100% of cost estimate |
Home Loan Extension | Additions/extension/renovation /modification |
100% of cost estimate |