Base Rate + 0.50% up to 2.50% p.a. Premier HBL Small Personal Business Loan � WC
Base Rate + 0.50% up to 2.50% p.a. Premier HBL Small Personal Business Loan � Term Loan
Base Rate + above 2.50% up to 4.00% p.a. Standard HBL Small Personal Business Loan � WC
Base Rate + above 2.50% up to 4.00% p.a. Standard HBL Small Personal Business Loan � Term Loan
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Basic Eligibility Criteriar
- People involved in small businesses having reliable source of income such as business income, salary, income from house rent, remittance, interest on Fixed deposit etc.
Purpose
- Purchase of Assets or loan against already owned property and for business investment.
Loan Tenure
- Term Loan- Maximum 10 years (Including 1 year Grace Peiod)
- Overdraft- Renewal on annual Basis
Target Customer
- Professional/Businessman with reliable income who must be able to provide unencumbered fixed asset collateral as per the collateral acceptance criteria of the Bank.
Loan Limit:
- Rs. 0.50 Million to Rs. 5 Million
Loan Type | Term Loan | Working Capital(OD) |
---|---|---|
Loan Repayment | On Equal Monthly Installment (EMI) basis | Annual Renewal basis |
Loan Tenure | Up to 10 Years | 1 Year and on Annual Renewal basis |