FAQs

Jeevan Surakshya Bachat Khata

• Who Is Eligible For This Scheme? How Can I Enroll Myself Under This Insurance Coverage Scheme?
• What Is Waiting Period?
• What Is The Insurance Coverage And Exclusions Under This Scheme?
• Is Coverage Effective At Work, At Home Or During Vacation And Traveling In & Out Of Country?
• Should The Account Holders Submit The Critical Illness Treatment Bills For Reimbursement Of Medical Expenses?
• Should The Account Holders Pay For Enrollment Under This Insurance Coverage Scheme?
• I Have Already Purchased Life And Critical Illness Policies. Am I Still Eligible For The Coverage Under This Scheme?
• Is The Joint Account Holder Also Eligible For Insurance Coverage?
• Will My Family Be Covered Under My Insurance Coverage From My Account?
• Are Account Holders Who Have Been Already Suffering Or Receiving Treatment From Cancer, HIV / AIDS, Kidney, Liver Or Lungs Disorder, Brain Diseases, Heart Or Blood Diseases Or Other Covered Critical Illness Of Which Any Signs Or Symptoms Already Occurred Eligible For This Coverage Under This Scheme.
• Will My Insurance Coverage Continue If Account Holder’s Balance Falls Below Rs.XX,XXX/- In Any Single Day Of Month Or In Case Of Account Closure?
• How Many Times A Claimant Will Be Eligible For Claims Of Critical Illnesses?
• Does Term Life Coverage On Insured Continue After The Payment Of Critical Illness Claim Amount?
• Who Will Get The Claim Amount In Case Of Death Of Insured Account Holder?
• The Insured Is Out Of Country For Treatment Of Critical Illness For Long Time. Can She Or He Claim For Insurance Coverage Under This Scheme Anytime?
• If Insured Account Holder Dies During Treatment Of Critical Illness Before Critical Illness Claim Is Filed To The Insurance Company, Can Beneficiary Or Legal Heir Claim For Critical Illness And Term Life?
• How Do I Make A Claim?
• What Are The Documents Required For Claim Filing?
• How Long Will It Take To Receive Claim Amount?
• Does Any Tax Apply To Claim Amount?