The Bank extends loan against Fixed Deposit Receipt, Bonds, Socks and Promissory Notes issued by the Bank itself or other Banks. Under this facility, up to 90% of the value of the FD & Bonds can be disbursed as loan.

The bank provides this loan to credit card holders.

• To magnify the utility by providing customer the opportunity to purchase high value consumer products despite of lower credit limit.
• Handset financing scheme through HBL Credit Cards

HBL Farmer's Loan is targeted towards the farmers involved in production, processing or storage of vegetables, seeds, seedlings, flowers etc and livestock farming, animal husbandry, slaughter houses and so on.

The Bank extends loan against Fixed Deposit Receipt, Bonds, Socks and Promissory Notes issued by the Bank itself or other Banks. Under this facility, up to 90% of the value of the FD & Bonds can be disbursed as loan.

The Bank extends various credit facilities, funded as well as non-funded, against unconditional guarantees issued by First Class International Banks.

The Bank extends loans against various Bonds /Stocks/Promissory notes issued by the Government/Nepal Rastra Bank. Under this, upto 90% of the value of such Bonds can be disbursed as Loan. Similarly, the bank can extend loans against bonds issued by commercial banks.

The Bank also provides loan against the shares of Public Limited Companies listed in NEPSE.

Himalayan Bank has developed a special loan package meant just to suit small and medium sized enterprises as a step further to help establishment, growth and expansion of small and medium sized enterprises. Business houses coming from industrial, trading and service sector can avail of this facility to meet their short-term and long-term financing needs. This could either be in Funded or Non-Funded, depending upon specific needs of the business enterprises.