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As a step further to help establishment, growth and expansion of small and medium sized enterprises, Himalayan Bank has developed a special loan package meant just to suit small and medium sized enterprises. Business houses coming from industrial, trading needs.
We have been providing deprived sector financing (directly or through intermediary) to various organizations that falls under the deprived sector financing as prescribed by Regulatory Authority.
Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis
- Banks provides credit facilities against Export LC namely Packing Credit, Export Negotiation, Post Shipment Loan etc
An easy gateway to finance your need of being transport entrepreneur. The credit facility is provided to an individual or business entity to cover the cost of commercial vehicle.
- Applicant must have reliable and steady source of income to serve the loan installment
- The applicant is required to produce ‘permission to operate transportation business
HBL Offers subsidized loan scheme/package in preferential interest rate to uplift the socioeconomic conditions of unemployed youth, female, economically backward people encouraging self-employment
What You Get In Importer's Loan
- Bank finances import of goods from third countries other than India.
- Payment is made through SWIFT Transfer or Demand Draft.
What You Get In Non Revolving Cash Credit
- Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis
- We provide Non Revolving Credit facilities to the clients who have been solely dealing with us.
We provide the required facilities ranging from fixed term loan to working capital facility under Project Financing. Further, term Loan is provided to create fixed asset and working Capital financing is done once the project comes into operations or for the trial production as well.
HBL Offers Credit facilities for a fixed tenure to construct commercial complex in the prime location or in business hub.
What You Get In Term Loan
- We provide term Loan facilities to create fixed assets.
What You Get In Trade Finance/Non Funded Facilities
- We provide Trade Finance/ Non-Funded Facilities like Letter of Credit, Bank Guarantees.
We provide working capital facilities to the clients to maintain stocks, provide advances to the suppliers and manage receivables.Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis.
A special kind of term deposit offered by banks which help people with regular incomes to deposit a fixed amount every month into their recurring deposit account and earn interest at the rate applicable to fixed deposits.
Special saving scheme designed for Minor, Senior Citizens, Differently Able Individuals and Illiterate Individuals.
A deposit product designed for High Net Worth Individual, High Profile Employees, Businessmen, Housewives, etc.
An account specially design to open in single or joint name. Mainly targeted towards the married couples/siblings/dependents to motivate them to save for better future.
Fixed Deposit is a type of savings or investment account that promises the investor a fixed rate of interest. In return, the investor agrees not to withdraw or access their funds for a fixed period of time which could range from 3 months to 10 years.
A separate deposit product HBL-Nari Bachat dedicated to every category of women.
Himal Remit Saving Account is one of the specially designed saving scheme for Remitter and Beneficiary.
Jeevan Surakshya Bachat Khata is a deposit scheme with Health, Accidental and Death insurance coverage.
A zero balance account scheme.
Specially designed saving account scheme for the individuals who are opening Bank Account for the first time to encourage banking. The new account opened under this scheme will receive Rs.100.00 from the bank.
A deposit scheme appropriate for all to encourage saving.
A saving account scheme specially designed for the professionals such as: Doctors/Engineers/Lawyers/Businessmen/Pensioners/Housewives of Nepalese working abroad/etc.
Shareholder's Savings scheme is a privileged service to our valued shareholders so that dividend can be easily credited to their accounts. It wipes off the hassle of encashing dividend cheques.
Special deposit scheme designed for salaried individuals. It allows hassle free crediting of salary.
A deposit product designed for home banking to the High Net Worth Individual/Senior Citizens completing age of 60 years/Differently able individuals from sound financial backgrounds.
A deposit scheme with additional benefits for exclusive customers.