HBL Offers Credit facilities for a fixed tenure to construct commercial complex in the prime location or in business hub.

We have been providing deprived sector financing (directly or through intermediary) to various organizations that falls under the deprived sector financing as prescribed by Regulatory Authority.

What You Get In Non Revolving Cash Credit

• Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis
• We provide Non Revolving Credit facilities to the clients who have been solely dealing with us.

What You Get In Term Loan

• We provide term Loan facilities to create fixed assets.

We provide the required facilities ranging from fixed term loan to working capital facility under Project Financing. Further, term Loan is provided to create fixed asset and working Capital financing is done once the project comes into operations or for the trial production as well.

As a step further to help establishment, growth and expansion of small and medium sized enterprises, Himalayan Bank has developed a special loan package meant just to suit small and medium sized enterprises. Business houses coming from industrial, trading needs.

We provide working capital facility to finance import of raw materials (agricultural produce or industrial material) from India and Local market.Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis.

We provide working capital facility by keeping possession of movable non perishable goods under lock and key with us in the form of Pledge Loan.Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis.