Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis

• Banks provides credit facilities against Export LC namely Packing Credit, Export Negotiation, Post Shipment Loan etc

To assist its trading Customers, HBL offers Letter of Credit (LC) facilities. Customers can place their LC application in any of HBL Branches. The fees/charges are one of the lowest amongst the commercial banks of Nepal. The Customers enjoy wide correspondent network of Himalayan Bank in addition to the attractive rates. 

The Bank issues various types of Bank Guarantee Facilities like Performance Bond Guarantee, Bid Bond Guarantee, Bonded Ware House Guarantee, Financial Guarantee, Deferred Payment Guarantee, Counter Guarantee and Advance Payment Guarantee.

What You Get In Documentary Bills Purchased And Discounted

• The bank extends loan facilities against the Documentary Bills on recourse basis

What You Get In Clean Bills Purchased And Discounted

• The Bank extends these facilities against the Bills/Drafts/Cheque (Negotiable Instruments).
• The Bank purchases cheques issued by individuals, financial institutions and credit the customer’s account immediately.

What You Get In Pledge Loan

• Against security of movable non-perishable stock merchandise
• The bank grants Demand Loan / Cash Credit.

The Bank extends Export Credit Facilities against export letters of Credit. Pre Export Loan, Post Shipment Loan and Back to Back L/C are some of the facilities that can be extended. Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis.