Small Personal Business Loan(Personal)
Basic Eligibility Criteria
- Targeted to small business people with reliable source of income such as business income, salary, income from house rent, remittance, interest on Fixed deposit etc
Purpose
- Purchase of Assets or loan against already owned property.
- Application of loan for business investment to meet working capital requirement and fixed asset investment.
Target Customer
- Professional/Businessman with reliable income
Loan Type | Term Loan | Working Capital(OD) |
Loan Limit | Rs. 0.50 Million to Rs. 5 Million | Maximum Rs. 4 million |
Loan Repayment | On Equal Monthly Installment (EMI) basis | Annual Renewal basis |
Loan Tenure | Up to 7 Years | Annual Renewal basis |
स्पेशल तलबी वचत खाता
विशेषताहरु
- खाताको व्याज दैनिक मौज्दातको आधारमा हिसाब गरिने
- न्यूनतम मौज्दात: शुन्य
फाइदाहरु*
- नि:शुल्क अन्तर शाखा कारोबार
- नि:शुल्क चेकबुक
- डेबिट कार्ड:साधारण वचत खातामा व्यवस्था भए सरह
- दुर्घटना मृत्यु बीमा रु. १० लाख सम्म
*शर्त हरु लागु हुनेछ
मुद्दति रसिदको सुरक्षणमा दिने कर्जा
मुद्दति रसिदको सुरक्षणमा दिने कर्जा
बैंकले नेपाली रुपैया तथा विदेशी मुद्रामा खोलिएको मुद्दति रसिदको सट्टामा नेपाली रुपैयामा कर्जा प्रदान गर्दछ । यस्तो कर्जा मुद्दति रसिदको मुल्यकको अधिकतम ९०% सम्म हुने गर्दछ ।
पृष्ठ 5 का 5