This is a loan for Small personal business
- Targeted to small business people with reliable source of income such as business income, salary, income from house rent, remittance, interest on Fixed deposit etc
- Purpose : Purchase of Assets or loan against already owned property
Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis
4.75% Subidha Savings Account
4.75% Exclusive Privilege Savings Account
2.375% GBP- 3 Months Upto 1 Year-Individual
1.875% EURO- 3 Months Upto 1 Year-Individual
Explore Other Interest Rates
Basic Eligibility Criteria
- Targeted to small business people with reliable source of income such as business income, salary, income from house rent, remittance, interest on Fixed deposit etc
Purpose
- Purchase of Assets or loan against already owned property.
- Application of loan for business investment to meet working capital requirement and fixed asset investment.
Target Customer
- Professional/Businessman with reliable income
| Loan Type | Term Loan | Working Capital(OD) |
| Loan Limit | Rs. 0.50 Million to Rs. 5 Million | Maximum Rs. 4 million |
| Loan Repayment | On Equal Monthly Installment (EMI) basis | Annual Renewal basis |
| Loan Tenure | Up to 7 Years | Annual Renewal basis |